FEATURED New York's Business Podcast

Where savings
take root.

Ajmal Ismail personally negotiates your bills — internet, insurance, mortgages, debt, and more. Long Island families save an average of $1,000+ per year.

50/50 Success Split — you only pay when we save you money

Start My Free Audit
$1,000+
Avg. annual savings
48 hrs
Response guarantee
Zero
Risk to you
Client results

Real savings, real people.

★★★★★

"Saved $1,882 per year on insurance, internet, and mobile. Seamless and stress-free — they handled every detail from start to finish."

— Nassau County Resident
★★★★★

"My property taxes were grieved and reduced significantly. Found exemptions I didn't know existed. I had no idea how much I was overpaying."

— Suffolk County Homeowner
★★★★★

"Having someone call on my behalf made all the difference. Got my credit card rate reduced. Totally worth it."

— Long Island Client
How it works

We do the work. You keep half the savings.

Most people don't realize how much they're overpaying until someone digs into their bills. We negotiate directly with your providers to secure lower rates across every category.

1
Share Your Bills
Upload your current bills or simply tell us what you pay.
2
We Negotiate
Our team handles all calls, paperwork, and rate negotiations.
3
You Save
If we save you money, you keep 50% of first year's savings. If not — no fee.
Savings estimator

Drag the slider to estimate your potential annual savings.

Monthly bill total $500
$100 $2,000
Annual savings
$1,200 / year
Your share (50%)
$600
What we negotiate

Services covered

📹

Internet & Mobile

Negotiate better rates on internet, mobile plans, and bundled services.

💰

Insurance

Auto, home, and life insurance rate reviews and renegotiations.

🏠

Mortgage & Loans

Refinance guidance and mortgage rate negotiation support.

💳

Credit & Debt

Credit card rate reduction and debt negotiation assistance.

🏢

Property Tax

Property tax grievance filing and exemption discovery.

💊

Medical Bills

Medical bill review and negotiation of unexpected charges.

Providers we negotiate with

Allstate GEICO Liberty Mutual Progressive State Farm Travelers AT&T Comcast Verizon T-Mobile Chase Bank of America Wells Fargo
Meet the team

Working directly with you

Free consultation

Start your savings audit

3 steps. No obligation. Pay nothing unless we save you money.

Step 1 of 3 — Select Services 33%

Which services can we help with?

Select all that apply.

Our 50/50 Success Agreement

Please review and acknowledge our fee structure.

Our service operates on a 50/50 Success Split:

  • We negotiate and document all available savings.
  • If successful, we split the first year's annual savings — 50% yours, 50% ours.
  • Your savings continue every year. We charge once per service.
  • No savings = no fee. Zero risk to you.
🔒

Secure Submission Portal

Your agreement is captured. Provide your info and upload documents below.

📎

Upload Your Bills

PDF, JPG, PNG — up to 256 MB per file

Response within 48 hours. Your information is never sold or shared.

You're in the queue!

We'll personally review your request and reach out within 48 hours.

Request received & secured
Documents and agreement on file.
2
Personal review — 48 hrs
We review and map out your savings.
3
Negotiation begins
Every discount and rate reduction pursued.
4
Results & invoice
Fee invoiced only after savings confirmed.
Questions? Call 516-234-4932 or email Inquiries@reducecostsnow.com